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HL Eligibility Calculator
The above home loan eligibility calculator helps people calculate the housing loan they are likely to get from banks based on their existing loans (if any), monthly income, fixed or floating interest rate, eligibility to pay and the home loan tenure.
Know Your Bank
All the above housing loan details have been complied after a thorough market research done by Apnaloan’s Research Bureau. Each bank provides Home Loan based on criteria such as monthly income, interest rates, age, and others; which vary from bank to bank. To further compare bank’s offering with one another you can view Home loan Comparator on Apnaloan’s website.
Loan Rates
Home Loan Fixed Rate (20 Years) 11 - 14%
Personal Loan (5 Years) 12 - 25%
Home Loan Floating Rate (20 Years) 9.5 - 12.5%
Small Ticket Personal Loan 29 - 45%
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The above housing loan rates has been compiled by Apnaloan; an online marketplace where consumers get to know the best interest rates for Personal Loan, Home Loan, Car Loan, Credit Card and Study Loan in India. It has helped over 5 million satisfied consumers search and compare the best loan deals from Leading Private, Foreign and PSU Banks.
All the above tutorials and tax tips on home loan and home loan rates has been sourced from Apnaloan. Apnaloan has enlightened over 10 million consumers about Home Loans , Personal Loans, Car Loans, Credit Cards and Study Loans through its well researched and vast data bank.
Ask UTVi Guru
Apnaloan has a panel of highly qualified & experienced experts who will provide the most accurate and reliable advice on home loan, home loan rates, tax and other related products. A personalized reply is given by us based every person’s specific requirements.

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Home Loan & Housing Loan Interest Rates/ Home Loan Rates India - Home loans are provided based on the market value, mainly estimation given by banks or the registration value of the property. A product with so many variations in Eligibility, Home Loan Rates (Fixed, Floating, Mixed) & amount. Home Loan Rates are undoubtedly the most important parameter to factor into your calculations. Lower home loan rates encourage people to buy their dream home. Home loan interest rate can be either on fixed or floating. Fixed home loan interest rates mean that the interest rates remain FIXED for the entire duration the loan. This basically means that you do not benefit, even if the home loan interest rate drops in the market. Floating home loan interest rate is the home loan rate of interest that fluctuates according to the market lending rate. A floating home loan interest rate can go up or down depending on the financial trend. An increase in home loans interest rates, whether fixed or floating, would mean a higher monthly instalment or a longer tenure on a home loan. Actual home loan interest rates at which an individual will be able to get a home loan depend on the individual's financial profile/credit history and negotiating ability. The amount paid through home loan interest rates is deductible from the annual value resulting in a lower taxable income. Many banks also offer business loan to small and medium enterprises for all their working capital needs. Maximum amount of business loan that can be sanctioned varies from bank to bank. The process of applying for a business loan is a stringent one as compared to the standard procedures in obtaining a home mortgage loan or a personal loan. The business loan / housing loan interest rates in India is usually calculated either on monthly reducing or yearly reducing balance basis. Home Loan Rates India - SBI is one of the popular banks for offering best home loan rates. SBI Home Loan comes to you on the solid foundation of trust and transparency built in the tradition of State Bank of India. SBI Home Loan Rates are highly competitive. All the features including housing loan interest rates, are in the public domain. SBI Home Loan Types - 'SBI-Flexi' Home Loans , 'SBI-Maxgain' Home Loans 'SBI-Realty' Home Loans 'SBI-Freedom' Home Loans.